EPF Savings as Loan Collateral. Yay or Nay?

After several demands launched by groups of the public demanding another round of EPF withdrawal, the Prime Minister has planned for contributors to use their EPF savings for loan collateral. This move was met with mixed reactions from the social sphere.


  • The conversations on EPF for the past 7 days garnered around 13.2K with 618K social interactions. This mentioned comprised 3.2K conversations on EPF as loan collateral with 320K social interactions.
  • Overall sentiment on the Prime Minister’s plan to allow the usage of EPF as loan collateral was slightly negative, as many highlighted that the move will not solve the real financial solution faced by the Rakyat.
  • Some also claimed that the move will only give an advantage to the bank while the Rakyat will suffer from additional commitments from the loan.
  • On the other hand, some felt otherwise, believing that it was a diligent move by the Prime Minister to ensure the safety of the Rakyat’s retirement savings.

Top online conversations on EPF – Loan Collateral